Terms of Service

Agreeing to these terms

By creating an account or using Subs'n'Docs, you agree to these Terms of Service and to the Privacy Policy.

If you do not agree, do not use the service.

You must be at least 16 years old to create or use a Subs'n'Docs account.

The service is provided by PE Evgenii Kim, an individual entrepreneur (sole proprietor) registered in the Kyrgyz Republic, trading as Subs'n'Docs ("we", "us"), in Bishkek, Kyrgyz Republic.

Your agreement for access to and use of Subs'n'Docs is with us.

Paid purchases are processed separately through Paddle as described under Payment and Paddle.

The service

Subs'n'Docs is a web app for keeping track of subscriptions, documents, deadlines and payment cards, and for receiving reminders about their dates.

The service is a memory and organisation tool.

It is not legal, immigration, financial, tax, accounting, medical or other professional advice.

Always confirm important deadlines, renewal rules, prices and legal requirements with the relevant provider, government authority or professional adviser.

Totals, forecasts, currency conversions and reports are based on the information you enter and reference exchange rates. They may differ from the amount actually charged or from information shown by your bank, card issuer or subscription provider.

We may add, improve, change or remove features over time.

Your account

Your account belongs to one account owner.

Do not share your sign-in email account or account access with another person.

Some plans allow the account owner to create separate profiles for family members, pets, vehicles, property or other subjects. Creating those profiles does not make those people separate account holders.

Because Subs'n'Docs uses email sign-in links instead of passwords, you are responsible for keeping your email account secure.

You are also responsible for keeping private any calendar link, forwarding address or assistant connection created from your account.

Tell us if you believe someone has gained unauthorised access.

Your content

The information you enter remains yours.

You give us permission to store, process and transmit it only as needed to provide and operate Subs'n'Docs, as described in the Privacy Policy.

You are responsible for the information you enter and for having the right to enter it.

If you enter information about another person, including a family member, you are responsible for having an appropriate reason, permission or other lawful basis to do so.

Do not enter information the service does not ask for, including document scans, document numbers, full payment-card numbers, CVV codes, PINs, passwords or online banking credentials.

Reminders and deadlines

Reminders depend on the information you enter and on third-party systems such as email providers, Telegram, networks and calendar applications.

We work to deliver reminders correctly but cannot guarantee that every reminder, report, email, Telegram message or calendar update will arrive on time or at all.

A failed or delayed reminder does not change the underlying deadline.

You are responsible for confirming important dates directly with the relevant provider or authority.

Receipts and forwarding

Subs'n'Docs may let you paste, forward or send receipt and confirmation information so that we can prepare a draft subscription.

Send only information that belongs to you or that you are entitled to share.

Do not forward messages containing sensitive information about another person unless you have the right to do so.

Receipt parsing only prepares a draft. It does not automatically create a record.

You are responsible for checking the name, price, date, currency, billing period and other extracted information before confirming the draft.

We cannot guarantee that every receipt or message will be interpreted correctly.

AI assistants

You may choose to connect an external AI assistant, such as Claude or ChatGPT, to Subs'n'Docs.

An assistant receives only the access you approve through the connection.

Depending on the permissions you grant, an assistant may read supported records or perform supported actions on your behalf.

You are responsible for choosing the permissions you grant and for the instructions you give the assistant.

External AI assistants are operated by other companies under their own terms and privacy policies.

AI-generated responses and actions may be incomplete, inaccurate or wrong. Check important information before relying on it.

Subs'n'Docs restricts the actions available through an assistant connection. In particular, connected assistants cannot delete or cancel records through the Subs'n'Docs connection.

You can revoke an assistant connection in Settings.

Plans

Subs'n'Docs currently offers a Free plan and a Lifetime plan.

The Free plan includes:

• up to 4 active subscriptions;
• up to 4 active documents;
• up to 4 active deadlines;
• one account owner.

Lifetime is a one-time purchase that currently increases the limit to 250 active items and enables additional profiles for people, pets, vehicles and property.

Payment cards, archived items and cancelled subscriptions do not count toward those active-item limits.

Connecting a supported AI assistant is currently available on every plan.

"Lifetime" means the lifetime of the Subs'n'Docs service, not the lifetime of the person who purchased it.

Lifetime is not a promise that Subs'n'Docs will operate forever or that every current feature will remain unchanged forever.

Plans and feature changes

We may change the limits, features or structure of plans over time.

If we make a change that materially removes something existing users reasonably rely on, we will provide advance notice where reasonably possible.

Accounts that were granted special access during the closed beta may keep the benefits promised to them.

If an account later contains more active records than its plan allows, including after a refund or plan change, we do not automatically delete those records.

Instead, records above the limit may be paused.

A paused record remains visible in your list and data export but may not be editable, may not send reminders and may be excluded from calendars and reports until the account is within its active limit again.

Payment and Paddle

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries about payments and handles returns.

Paddle acts as our authorised reseller and Merchant of Record for purchases made through its checkout.

This means the payment transaction is made with the applicable Paddle entity for your location, while Subs'n'Docs provides access to the product under these Terms.

When you complete a purchase, Paddle's Buyer Terms (https://www.paddle.com/legal/checkout-buyer-terms) also apply to the payment transaction.

Payment methods, currencies and purchase availability may vary depending on your country and the options supported by Paddle.

Paddle handles payment processing and applicable transaction taxes such as VAT, GST or sales tax where required.

The total amount, including taxes where applicable, is shown by Paddle before you complete the purchase.

Subs'n'Docs does not receive the full payment-card or bank credentials you use at Paddle checkout.

Refunds

Subs'n'Docs offers the refund terms described in our Refund Policy.

Our current Lifetime offer includes a 30-day money-back guarantee.

If you receive a refund, your account returns to the Free plan.

Records above the Free-plan limits are not immediately deleted. They may instead be paused as described above.

Our refund policy does not remove any mandatory consumer cancellation, withdrawal, refund or other rights that apply to you under the law where you live.

Paddle may process the refund because it is the Merchant of Record for the transaction.

Worldwide use

Subs'n'Docs may be accessed from many countries, and Paddle may make purchases available in many jurisdictions.

We do not promise that every feature, payment method or purchase option is available in every country.

You are responsible for using the service in accordance with laws that apply to you.

Nothing in these Terms removes consumer or privacy protections that applicable law does not allow you to waive.

Acceptable use

Do not misuse Subs'n'Docs.

In particular, you must not:

• attempt to access another person's account or data without permission;
• bypass or attempt to bypass plan or security limits;
• probe, scan or test the security of the service without our written permission;
• interfere with or overload the service;
• use automated systems in a way that causes unreasonable load or abuse;
• use the service to send spam or unwanted messages;
• upload, submit or transmit unlawful content;
• use the service for unlawful activity;
• attempt to extract or obtain secrets, credentials or private data belonging to another user.

If you discover a security problem, please report it to us rather than exploiting it.

Our intellectual property

The Subs'n'Docs service, including its software, design, branding, texts, name and logo, belongs to PE Evgenii Kim or is used with appropriate permission.

These Terms give you a limited right to use the service for its intended purpose while you comply with them.

They do not transfer ownership of Subs'n'Docs or its intellectual property to you.

Your own content remains yours.

Suspension

We may temporarily limit or suspend an account if we reasonably believe that:

• these Terms have been seriously violated;
• the account is being used unlawfully;
• the account creates a security risk;
• the service is being abused;
• continued access could harm other users, third parties or the service.

Where reasonably possible and legally permitted, we will explain the reason.

We may act without advance notice where immediate action is reasonably necessary for security, fraud prevention, legal compliance or protection of other users.

Ending your account

You can stop using Subs'n'Docs at any time.

You can export your data and delete your account from Settings.

Deletion and retention of personal data are described in the Privacy Policy.

Availability

We work to keep Subs'n'Docs available and reliable, but no online service can be guaranteed to operate without interruption or errors.

Maintenance, software problems, third-party outages, network failures, security incidents or events outside our reasonable control may temporarily affect the service.

We do not guarantee uninterrupted availability.

Discontinuing the service

We may discontinue Subs'n'Docs in the future.

Where reasonably possible, we will give users advance notice and an opportunity to export their data before the service closes.

There may be circumstances, such as a security incident, legal requirement, provider failure or other event outside our reasonable control, where advance notice or continued access is not possible.

A Lifetime purchase does not guarantee that the service will operate indefinitely.

Liability

Subs'n'Docs is provided on an "as is" and "as available" basis to the extent permitted by applicable law.

We are not responsible for decisions made solely on the basis of a reminder, report, forecast, AI response or automatically extracted receipt.

To the extent permitted by law, we are not liable for indirect, incidental, special or consequential losses, including losses caused by a missed renewal, late payment, expired document, missed deadline or unavailable third-party service.

To the extent permitted by law, our total liability relating to the service is limited to the amount you paid for Subs'n'Docs during the 12 months before the event giving rise to the claim.

These limitations do not apply where applicable law does not allow liability to be excluded or limited.

Nothing in these Terms limits mandatory consumer rights or any liability that cannot legally be limited.

Third-party services

Some Subs'n'Docs features rely on third-party services such as Hetzner, Resend, Databuddy, Telegram, Paddle, calendar applications and AI providers.

Those services may have their own terms and privacy policies.

We are not responsible for the independent operation of a third-party service or for changes, outages or actions controlled solely by that provider.

Changes to these terms

We may update these Terms when the service, plans, providers or legal requirements change.

If a change materially affects existing users, we will provide reasonable notice through the service or by email before the change takes effect where appropriate.

The date at the top will show when these Terms were last updated.

Continuing to use Subs'n'Docs after updated Terms take effect means that the updated Terms apply to future use, subject to any rights that applicable law does not allow to be waived.

Governing law and consumer rights

These Terms are governed by the laws of the Kyrgyz Republic.

Subject to mandatory law, disputes relating to these Terms may be brought before the courts of Bishkek, Kyrgyz Republic.

If you are a consumer in another country, this choice of law and jurisdiction does not take away mandatory consumer protections that apply to you under the law of your country, including any right that applicable law gives you to bring a claim before courts in your place of residence.

Contact

PE Evgenii KimTrading as Subs'n'DocsBishkek, Kyrgyz Republic

Questions about these Terms: support@subsndocs.com